Low appraisal: options and scripts
A free negotiation & closing prompt for real estate agents. Fill in the blanks, then copy it or open it straight in ChatGPT or Claude.
Fill in the blanks
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Your prompt
The appraisal came in at $[APPRAISED VALUE], which is $[GAP AMOUNT] below the contract price of $[CONTRACT PRICE]. I represent the [BUYER / SELLER]. Loan type: [CONVENTIONAL / FHA / VA / OTHER]. Appraisal contingency terms and deadline: [TERMS AND DATE]. Comps the appraiser used vs. comps I have: [PASTE BOTH]. Generate: 1. The main options (buyer covers the gap, seller reduces price, split the difference, request a reconsideration of value, walk away) and when each fits 2. The risks of each for my client 3. A script for the conversation with my client 4. A script for the agent-to-agent conversation 5. Creative solutions agents often miss This is a draft only. I'll confirm contract rights with my broker or an attorney and loan-specific rules with the lender.
AI output is a draft. Read every word before a client does.
When to use it
The appraisal just came in below the contract price and both sides are waiting on you.
Tip for a better answer
Compare the appraiser's comps with yours line by line; if yours are stronger, ask the AI to draft a reconsideration of value request for the lender.
How to push the first draft further
- Reply “shorter” or “half the length”. First drafts run long.
- Ask for “three versions with different tones” and keep the best lines from each.
- Paste something you wrote that sounds like you and say “match this voice”.
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The prompt pack
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